Identity Theft Identity theft is a rising concern and it can happen to anyone. Identify Theft Assistance can offer you peace of mind by providing you with step-by-step coaching and assistance to help you resolve identity theft Identity Theft Coverage Can Help With: Fraud Assistance Document Replacement and Financial Assistance Receiving Alerts for Suspicious Account Activity Identity Theft Protection for Your Whole Family Life & Long Term Care Chubb’s Life coverage design provides lifetime guarantees at a fraction of the cost. Their flexibility allows you to customize benefits for Long Term Care and double your benefit amount. Guaranteed Benefits Death benefits are guaranteed at 100% when you need it most - during your working years when your family is relying on income. While your life policy is in-force, the death benefit is guaranteed for the longer of 25 year, or through age 70. After 10 years, paid-up benefits begin to accrue. After that point, if you stop paying, a reduced paid up amount is issued and will never lapse. So if you retire and stop paying premiums, you will still have a guaranteed death benefit. Long Term Care This benefit pays you death benefits in advance for home health care, assisted living, adult day care and nursing home care. By adding the LTC extension, LTC benefits can last for more than 4 years. With the Death Benefit Restoration, a percentage of the death benefit will be restored; assuring the beneficiary will receive a death benefit even if the original benefit was fully accelerated for LTC. Life with Long-Term Care Maximum Benefit Amount: Employee Spouse Child $225,000 $112,500 $25,000 Guarantee Issue: Employee Spouse Child $150,000 $75,000 $25,000