Your Benefits WHAT TO EXPECT NEXT? Benefits will start at the 1 st of the month and while we try to make sure everyone has received their Medical ID cards in the mail before then, sometime that does not always happen. Therefore, please schedule important doctor’s visits or prescription fills before the new plan starts, to avoid being without an ID card.. In the event you do not have your Medical ID card in time for a prescription or doctor’s visit please know that you do still have coverage . • Contact our Human Resource department and request a temporary ID card • Pay out of pocket for the service, keep the itemized receipt, then file a reimbursement claim with the insurance company. IMP ORTANT DISCLAIMER This document is intended to highlight or summarize certain provisions of our benefits plans. It is not a Summary Plan Description (SPD) or an official plan document. Your rights and obligations under the plans are set forth in the official plan documents. All statements in this Benefits Guide are subject to the terms of the official plan documents. In the case of an ambiguity or conflict between a provision in this summary and a provision in the plan documents, the terms of the plan documents control. 4