Employee Cost Effective: January 1, 2027 Voluntary Life | Weekly | Rates per $1,000 of | Child Rate | | Deductions | Coverage | | 15-24 | $0.30 | Child Life & AD&D: $1.04 for | | 25-29 | $0.032 | $10,000 of coverage; | | 30-34 | $0.046 | includes all children | | 35-39 | $0.062 | | 40-44 | $0.090 | | 45-49 | $0.143 | | 50-54 | $0.203 | | 55-59 | $0.318 | | 60-64 | $0.411 | | 65-69 | $0.501 | | 70-74 | $0.916 | | AD&D | $0.090 | Note: Spouse rate is based on employee’s age. Critical Illness | Weekly | Employee | Spouse | | Deductions | | Age Band | $10k | $20k | $30k | $10k | $20k | $30k | | <25 | $0.97 | $1.94 | $2.91 | $1.43 | $2.86 | $4.29 | | 25-29 | $1.13 | $2.26 | $3.39 | $1.59 | $3.18 | $4.78 | | 30-34 | $1.34 | $2.69 | $4.02 | $1.80 | $3.60 | $5.40 | | 35-39 | $1.62 | $3.23 | $4.85 | $2.08 | $4.15 | $6.23 | | 40-44 | $2.17 | $4.34 | $6.51 | $2.63 | $5.26 | $7.89 | | 45-49 | $3.14 | $6.28 | $9.42 | $3.60 | $7.20 | $10.80 | | 50-54 | $4.68 | $9.37 | $14.05 | $5.15 | $10.29 | $15.44 | | 55-59 | $6.42 | $12.83 | $19.25 | $6.88 | $13.75 | $20.63 | | 60-64 | $9.55 | $19.11 | $28.66 | $10.02 | $20.03 | $30.05 | | 65-69 | $13.04 | $26.08 | $39.12 | $13.50 | $27.00 | $40.50 | 23
2027 Employee Benefits Guide Page 22 Page 24