Effective: January 1, 2027 Critical Illness provides a lump-sum benefit upon diagnosis of a covered critical illness for you to use where it is needed most. This plan covers illnesses such as cancer, heart attack, stroke, and renal failure to name a few. Critical Illness Coverage UNUM Coverage $10,000, $20,000 or $30,000 50% of the employee amount 25% of the employee amount Employee Amount Spouse Amount Child Amount Cancer Heart Attack End Stage Renal Failure Deafness/Blindness Stroke Major Organ Transplant Covered Conditions (Include But Are Not Limited To) Do I have to answer health questions to enroll for coverage? Not if you enroll when you are first eligible. If you request coverage after the enrollment date, you may need to submit an “Evidence of Insurability” application. This means that we need you to respond to questions about your health. The application must be approved by the insurance carrier before the coverage takes effect. www.unum.com / 1-866-679-3054 20