401K Fidelity administers your retirement plan. You can contact the Customer Service Department at 800-835-5097 or visit www.401k.com Accessing your account online Your Employer’s Contributions 1 All employees are able to participate immediately upon hire Dean McGee Eye Institute 2 contributes 3% of your paycheck. 100% vested in contributions 3 May contribute 90% of earnings or the IRS limit From time to time, DMEI’s Board of Directors may elect to make a 4 2025 IRS limit is $23,500 discretionary contribution. These Participants over the age of 50 may elect to make catch-up contributions are meant to 5 enhance a participant’s contributions with the limit of $7,500 retirement savings. Safe harbor contributions are made regardless of a 6 participant’s contribution rate Participants are 100% vested in 7 their contributions and all Safe Contributions increase by 1% each June, unless you Harbor contributions made by decline DMEI. This means the value of your contributions and earnings are yours. Discretionary contributions have a 2-year vesting schedule. 26