The financial consequences of not being able to work due Long-Term to a sickness or accident off the job can be devastating to both you and your family. We recognize this risk and are pleased to offer a comprehensive disability program. Disability Disability insurances replaces your income for a limited period of time after an accident or injury. Benefits elected outside the New Hire Period may require an individual paycheck medical statement. protection Voluntary Long Term Disability* Eligibility Must work at least 20 hours per week Maximum Monthly Benefit $8,000 Maximum Duration to Social Security Normal Retirement Age (SSNRA) Elimination Period (Waiting Period 90 days Before Benefits Begin) Own Occupation Period 24 Months Insured Pre-disability Earnings $13,333 Mental & Nervous Limitation 24 Months Substance Abuse Limitation 24 Months Please note: The LTD plan is available to all eligible Employees except Providers Your disability payments will be combined with, and offset by, any other disability income you Age Rate Age Rate receive (social security, state disability, etc...) so that your monthly payments total your elected