Welcome to Your Employee Benefits

An interactive microsite to help employees understand their benefits, compare plans, and make smart enrollment decisions.

Dillingham Insurance

Your Employee Benefits,
Simplified

Everything you need to understand your benefits, compare plans, and enroll with confidence — all in one place.

🚀 Get Started Below

What's Inside This Hub

Navigate your benefits journey step by step

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Benefits Guide

Comprehensive overview of all available benefits — medical, dental, vision, life, and more.

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Plan Decision Tool

Answer a few questions and get a personalized recommendation for the plan that fits your needs.

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Enrollment Checklist

Step-by-step checklist to make sure you don't miss a deadline or a benefit during open enrollment.

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Drug Formulary

Look up covered medications and find preferred drugs to minimize your out-of-pocket costs.

📊 Quick Plan Comparison

Not sure which plan is right for you? Here's a quick overview.

Feature HMO PPO HDHP + HSA
Monthly Premium Low Medium Lowest
Deductible Low Medium High
Network Flexibility In-network only In & out-of-network In & out-of-network
HSA Eligible ❌ ❌ ✅
Best For Predictable costs, frequent care Flexibility & specialist access Healthy, tax-savvy employees

📅 Key Enrollment Dates

Don't miss these important deadlines

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Open Enrollment Opens
Contact HR for your dates
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Enrollment Deadline
Submit elections before close
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Coverage Effective
New benefits begin

❓ Frequently Asked Questions

Quick answers to common benefits questions

🔹 When can I change my benefits?
You can change benefits during Open Enrollment or within 30 days of a qualifying life event (marriage, birth, job change, etc.).
🔹 What is an HSA and how does it work?
A Health Savings Account (HSA) lets you save pre-tax dollars for qualified medical expenses. It's only available with an HDHP plan and rolls over year to year.
🔹 Does my coverage include dependents?
Yes! You can add eligible dependents (spouse, children up to age 26) during enrollment. Additional premiums apply for dependent coverage.
🔹 How do I find an in-network provider?
Use your insurance carrier's online provider directory or call the member services number on your insurance card to find in-network doctors and facilities.
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Need Help? We're Here for You.

Contact your HR team or your Dillingham Insurance benefits advisor for personalized guidance.

📧 Contact HR
📞 Call Dillingham Insurance