LTD paycheck protection Long Term Disability Choice of Amounts in Multiples of $100 and Benefit Schedule $200-$8,000 Preexisting Condition Period 3/12-90 Day Pre-Ex Exclusion Maximum Monthly Benefit Not to Exceed 66.66% of monthly earnings Minimum Monthly Benefit 25% of Maximum Gross Benefit Benefit Waiting Period 7/7, 14/14, or 30/30 Days Maximum Benefit Period To Age 65 Three Elimination Period Options 7 14 30