Effective: October 1, 2025 Critical Illness provides a lump-sum benefit upon diagnosis of a covered critical illness for you to use where it is needed most. This plan covers illnesses such as internal cancer, heart attack, stroke, and renal failure to name a few. Critical Illness Coverage The Hartford Coverage Amount Employee Amount Spouse Amount Child Amount $10,000 or $20,000 Greater of $5,000 or 50% of the employee amount $5,000 per child Covered Conditions Include but are not limited to Cancer, Heart Attack, End Stage Renal Failure, Deafness/Blindness, Stroke, Major Organ Transplant Wellness Benefit $50 per person per year if they receive any eligible preventive exam or physical Do I have to answer health questions to enroll for coverage? Not if you enroll when you are first eligible. If you request coverage after the enrollment date, you may need to submit an “Evidence of Insurability” application. This means that we need you to respond to questions about your health. The application must be approved by the insurance carrier before the coverage takes effect. 17 www.thehartford.com | 888-563-1124