Accident & Illness Plan  Pre-Existing conditions excluded  24/7 Pet telehealth  10% reimbursement for going in-network  Reimbursement on exam fees, diagnostics, and treatment due to Accident and Illness  Prescriptions  Surgery  ER Visits and hospitalizations  X-Rays  Skin, ear and eye infections  And more! Wishbone offers two reimbursement plans for cats and dogs: accident & illness and wellness care. Members visit any licensed veterinarian in the US and log in to their member portal for our streamlined claims process. Wishbone is the only pet health plans provider that offers employees the flexibility to choose between accident & illness, wellness, or both! Wellness Plan  Pre-Existing conditions are accepted  Begins the day after the plan start date  Does not require the Accident & Illness plan  Reimbursements for wellness visits:  Exam fees  Vaccinations  Bloodwork  Preventatives  And more! 18 Pet Insurance www.petbenefits.com | 800-891-2565