Additional Life Coverage Effective: January 1, 2027 | Should | you | need | additional | life | insurance, | we | | recommend you enroll upon hire in the Additional | | Term Life Plan which offers competitive pricing and | | the convenience of payroll deduction. | | New hires may elect up to the Guarantee Issue (GI) | | amount. Amounts requested over the GI or outside | | the New Hire Period may require an EOI (Evidence of | | Insurability) form to be submitted first. | | ADDITIONAL TERM LIFE / AD&D COVERAGE | | Employees may elect to purchase additional coverage. | | Employee - Life & AD&D Max Amount | Lesser of 5X Your Annual | | Earnings or $300,000 | | Spouse - Life & AD&D Max Amount | $150,000 | | (must be enrolled in employee coverage) | | Child - Life & AD&D Max Amount | $10,000 | | (must be enrolled in employee coverage) | | Employee - Guarantee Issue Amount | $100,000 | | Spouse - Guarantee Issue Amount | $30,000 | | Child - Guarantee Issue Amount | Live birth to 6 months: $1,000 | | 6+ months up to 26: $10,000 | | Employee & Spouse - Reduction | % Reduction | At Age | | Schedule | | 35% | 65 | | 50% | 70 | www.unum.com / 1-866-679-3054 17
2027 Employee Benefits Guide Page 16 Page 18