BASIC TERM LIFE / AD&D Coverage paid for by your employer. Benefit Amount $25,000 AD&D Equal to Life Amount Age Reduction 35% at age 65, 50% at age 70 Life Insurance Your employer provides you with a life insurance and accidental death and dismemberment (AD&D) benefit. The basic term plan is paid for by your employer. Life insurance provides your loved ones with a payment, based on the amount of your coverage, upon your death. BENEFICIARIES While not always top of mind, making sure that death benefits are directed to the intended beneficiary(ies) is very important when you have life insurance. Having an up-to-date beneficiary designation will help ensure payments get to the correct person in the event of your passing. Updating a beneficiary is something you can do at any time, so please always keep your beneficiary up to date. www.unum.com / 1-866-679-3054 16 Effective: January 1, 2027