Should you need additional life insurance, we recommend you enroll upon hire in the Voluntary Life Program which offers competitive pricing and Additional the convenience of payroll deduction. New hires may elect up to the Guarantee Issue (GI) amount. Amounts requested over the GI or outside the Life Coverage New Hire Period may require an EOI (Evidence of Insurability) form. Guarantee Issue (GI) and Evidence of Insurability The Standard Life Coverage Amount (EOI) Insurance 8x Annual Earnings A guaranteed issue amount on Employee Max Life Up to $500,000 in $10,000 life insurance is the amount of and AD&D Amount increments coverage you can elect without having to submit an Evidence of up to $250,000 in Spouse Max Life and Insurability (EOI), a medical AD&D Amount $5,000 increments questionnaire used to determine Dependent Child up to 26 years of if you qualify for coverage. age: Eligible for $10,000 in coverage Child Max Life and AD&D Amount Child under 1 month: Eligible for If you want to elect a coverage $2,000 in coverage amount that exceeds the guaranteed issue, you can but Employee Guarantee $150,000 Issue Amount you will be required to fill out this EOI and go through a Spouse Guarantee $30,000 coverage approval process. Issue Amount Child Guarantee Issue If you do not elect optional life $10,000 Amount insurance as a new hire, any To 65% at age 65 Age Reduction subsequent election will be Schedule To 50% at age 70 subject to Evidence of Insurability. Optional Life Monthly Rates - Per $1,000 of Coverage Employee/ Employee/ Employees enrolled in voluntary life Age Age Spouse Spouse can increase their election by $10k each year at open enrollment, up to
Benefits Enrollment Guide 2025 Page 18 Page 20